Exporting from Bulder is easier than you might think

Bulder is unusual among Norwegian banks for one very concrete reason: there is no online bank on a PC or Mac. Everything happens inside the mobile app. That sounds awkward when you want to pull transactions into a spreadsheet, but the export flow in Bulder is actually quite straightforward once you know where the button is hiding.

Here is what you can pull out, how to do it, and what to watch for when the file moves on into a budget.

What you can export from Bulder

Bulder lets you download your transactions as a CSV file straight from the app. CSV is a plain text format that Excel, Numbers, Google Sheets and most budgeting tools read without complaint.

What you typically get includes:

• The transaction date
• The text describing the other party
• The amount (positive for deposits, negative for withdrawals)
• The balance after the transaction

Account statements are also available as PDF, but if you want to categorise and follow your spending, the CSV file is the one you need.

Step by step

Since Bulder only exists as a mobile app, this has to happen on your phone (iOS or Android):

1. Open the Bulder app and sign in as usual.
2. Choose the account you want to export from.
3. Tap More on the account screen.
4. Choose Export.
5. Pick the date range you need and confirm.
6. Send the file to yourself, for example by email, AirDrop or Quick Share, so you can open it on your computer.

The file lands as a .csv you can open directly in Excel, Numbers or Google Sheets.

Last verified: March 2026. Bulder updates the app regularly, so menu names can drift a little. If you cannot find "Export", check Bulder's own help page on data export.

Why Bulder skips online banking (and what that means for you)

Bulder has made a deliberate choice to be mobile first and mobile only. The bank is owned by SpareBank 1 SR-Bank, but the product is built as an app from the ground up. In practice that means you cannot sign in from a browser, and you cannot pull large historical exports from a PC.

For everyday use this is mostly fine. For budgeting it just means your routine has to allow for one small extra step: you fetch the file on your phone, then send it on to wherever you actually work with numbers.

A good rhythm is to fold this into a fixed weekly session, say Sunday evening. That gives you time to export, import and review the week in one go.

Opening the file correctly in Excel or Google Sheets

Norwegian CSV files are usually set up with the semicolon (;) as the field separator and the comma (,) as the decimal mark. Bulder's file is no exception.

If every transaction lands in a single column in Excel, that is almost always because Excel read the file expecting commas instead of semicolons. You can fix it like this:

• In Excel, use Data, then Text to Columns, and pick semicolon as the separator.
• In Google Sheets, choose File, Import, and set the separator to semicolon by hand.
• In Numbers, open the file in Excel or Sheets first, export to .xlsx, and open from there.

Also check that the amount column is read as numbers rather than text. A small green triangle in the corner of a cell is usually a formatting warning worth tidying up.

Booked date or value date?

Bulder shows transactions in the same order they appear in the app, using the booked date. That is the one to use in your budget. The value date (when interest calculation starts) is rarely relevant for an everyday spending overview.

You only notice the difference if a salary deposit or a month-end falls awkwardly, but for most people the booked date is the simplest and most honest way to follow the money.

Next step

If Bulder is your main bank and you want a clearer view of your budget, the routine is straightforward: export from the app once a week, send the file to yourself, and open it in whatever tool you actually use to plan your money.

Luma supports CSV import in the Norwegian semicolon format. For Bulder users that means you can take the file straight from your phone and have an updated picture of your spending categories within a few minutes.

In short: Bulder may not hand you everything on a silver platter from a PC screen, but your data is yours, and the export is only a few taps away.